Get Higher Return On Your Pag-IBIG Membership

If you're saving your money in the bank or with other financial institutions, it's likely that the little interest they earned are eaten up by the withholding taxes. There's a little-known government program that is not only government-guaranteed, tax-free but also earns dividends higher than most financial institutions can offer.

Pag-IBIG Fund II membership is for all active Pag-IBIG regular members. The minimum monthly contribution is P500.00 per month and earns preferential annual dividend that is higher than the regular Pag-IBIG (Pag-IBIG I) contribution. Its maturity term of 5-year or 10-year is shorter than the Pag-IBIG regular contributions maturity term of 20 years.

For 2009, Pag-IBIG Fund declared a 5% dividends for its Pag-IBIG regular members which was applied to the total accummulated value of the member's contributions.

Pag-IBIG II membership contribution is not eligible for multi-purpose loan. But because Pag-IBIG II contributions earn higher interest yield and  are tax free, your money earns better returns. For more details, go to their website at http://www.pagibigfund.gov.ph/