Too Busy For His Loans

Somebody called me up this afternoon while I was about to get to church. I did not know the guy but my mother asked me to just take the call. It turned out, the caller was the driver of a cousin. The caller has a cousin who has been looking for somebody working with our company. An insider that he hoped would help him with his delinquent housing loan and I was the likely candidate.

The call annoyed me for several reasons. One, I was late for my appointment. Two, he could have just gone to our office instead of calling to our home. After all, it’s work-related. Three, I could not understand the need of an insider to fix his loans since all he needed to do was pay his arrearages. Anyway, I tried to explain to the caller that it would be better for his cousin to personally visit our office and discuss his options to his account holder. However, the caller said that his cousin is always busy that he could not find time to get to the office. I thought to myself, “Wow! If he cannot bring himself to our office even if he already got the foreclosure notice. Then, he does not care at all if his house gets foreclosed. This call is useless.” Of course, I did not tell the caller what went through my mind. Instead, I just told him to advise his cousin to get to our office immediately so he can discuss his options.

In my line of work, it amazes me to no end whenever I encounter borrowers with this kind of mindset. They take loans without thinking if they could actually pay their amortization payments. When their creditors start running after them, that is when they start worrying but only for a while. Until, it has become too late.

Travel on Personal Loans

Am looking for Personal Loans to finance my China travel this year. Yes, I am saving for the trip but with the current trend of living expenses and sudden turn of events in my blogging career, I don’t think I can save enough before the said trip. I would prefer the Unsecured Personal loans though as it has less hassle, and better yet if there will be no application fees, no hidden charges, and no collateral needed. I will be enjoying my China travel for sure if I can have that.

Oh, I will be posting next time the pictures we did during our first China mainland travel a few years back. It was a dream come true for me to step foot in the Great Wall of China, Tiananmen Square, and the Forbidden Kingdom.